How to Make Money Online in Nigeria

How to make money online in Nigeria

After reading this article, you will learn “How to make money online in Nigeria” both as a student and non-student with little or no initial capital. To get all the information in this article, read patiently to the end.

10 ways you can make money online in Nigeria are:


Times are hard, the economy is ailing, everyone is looking for a way to at least to make ends meet. Getting a primary source of income in Nigeria is easy, not to talk of a passive income. Seeking a means of making a living through the conventional white collar job or the traditional buying and selling as difficult as running barefooted on ice. Thanks to the internet, there are several legitimate ways to make money online in Nigeria as a student or a non-student, whether you are staying at home, on the road or in the office. Those ways you can make money online are what shall be discussed in this article.

Who is How to make Money Online in Nigeria Meant for?

This article is meant for everyone who is searching for how to make money online in Nigeria, but the article is specifically for students, people without jobs, people that do not have business, people that like working from home, housewives, people that lost their jobs, people that are looking for a way to augment for paying bills, etc. Suffice it to say that after reading this article to the end, you would have learnt how to make money online in Nigeria, both as a student and as a non-student. Without further ado, let’s start.


This is one of the easiest ways to make money online in Nigeria. A freelancer is one who offers their service(s) in exchange for a fee. So, let’s say you are computer programmer that can develop computer or mobile phone applications, if someone contracts you to develop an application for them for an agreed sum of money. Once you can develop the said application and collect your pay, you are a freelancer.

To become a freelancer online, all you need is your skills, especially your digital skills and the internet. There are many freelancing online platforms or websites. What these websites do, is, they bring freelancers together with people that need their services.

So, if someone asks for your service, after rendering the service and payment made; the website that linked you with the person that gave you the job takes a percentage of the payment made, while you take the rest. If you think you have skills, freelancing is a sure way of making huge money online in Nigeria.

Below is list of the platforms and websites that offer freelancing services;

  1. Upwork
  2. Fiverr
  3. Freelancer
  4. PeoplePerHour
  5. Toptal
  6. 99designs
  7. Guru
  8. Asuqu.

If you have a digital skills like programming, web development, App development, content writing, Graphics design, etc. freelancing can be a sure way for you to make money online in Nigeria.

2. Create YouTube Videos

Another way to make money online in Nigeria is by creating videos and uploading them YouTube. I have a YouTube channel and it is growing gradually if you are enjoying this article, take a second now to subscribe to my channel with the button below.

If you have your videos on YouTube, as people watch them, once you meet some criteria, you can monetize your videos, so that when people watch your videos on YouTube and an advert shows as they watch your videos, YouTube pays you for that. You are getting paid because advertisers pay Google to show their adverts on publishers’ videos on YouTube. This money that is paid to Google is then shared between Google and you the publisher that creates and uploads videos where adverts are shown.

To join the YouTube partner program as it is called, you need to have not less than 1000 subscribers on your channel and your publicly published videos must have recorded 4000 hours of watch time. Once you have met these conditions, you then apply for the YouTube partner program. A staff at Google will evaluate your channel to see if it meets the standards and does not violate any of the YouTube’s policies and community standards. If you are successful. You will receive a message from YouTube and you will start earning from ads that show on your YouTube channel.

It is easy to start a YouTube channel, once you have a Google account, you automatically have a YouTube channel. To make money on YouTube requires consistent engaging video uploads and patience.

As long as the video you want to make does not go against the YouTube policies and community standards, you can upload any kind of videos.

To start a YouTube channel, you need to select a niche. A niche simply refers to the area you would love to focus on creating your videos. You can consider niches like; Make money online, social media marketing, finance and investing, education, Photography and film making, cars, lifestyle, fashion and clothing, entertainment, cooking, tech and gadgets, reviews and reactions, body building and fitness, music, video games, ASMR, dance cover, etc.

You can start making videos with your phone, you must not have a state-of-the-art camera before you can start making videos for your YouTube channel. As a student, this is one of the ways on how to make money online Nigeria you should consider, as well as anyone that has a smart phone.

3. Social Media Marketing

This is one of the simplest and free ways to make money online in Nigeria. If you have a social media account with reasonable number of followers, social media marketing can be a sure way to make money. If when you post your picture on Facebook you get up 500 likes, this means that plenty people view your posts, you can promote a product on your timeline even if those products are not yours. You can liaise with a product producer to promote their product on your timeline, and once someone buys through you, you get a commission. Or you can use your social media handle to promote a product or a brand and get paid for the awareness you have created for the product or brand owner. Whichever one that works best for you go for it. Social media marketing is all about using social media platforms like Instagram, Facebook, TikTok, WhatsApp, Twitter, etc, to showcase a product and get paid either after sales are made, or for brand and product awareness. Though I do not have large audience on social media, but I use my social media accounts to promote my business.

All you need to start making money with social media marketing is your cellphone. So, instead of just using the social media platforms to get likes and comments on our pictures, look for a way to monetize your page or timeline. This can be a very cool way to make reasonable sum of money online in Nigeria without any initial capital.

4. Online Tutorial and Book Writing

If you are good at any subject or skill, to the degree that you can impart the knowledge you have to others, then you can consider online tutoring and book writing as a sure way to make money online in Nigeria.

You can create courses and sell them on websites like Udemy, Skillshare, Teachable, Podia, Thinkify, etc. to get a better idea of how these platforms work, a simple Google search of the names above will furnish you with reasonable answers.

A lot of people are searching for knowledge and are ready to pay to get them. Create exceptional courses on subjects or skills you are good at, and you will get immense financial reward for that.

You can as well teach real-time online. There are people that are doing that and are getting paid greatly for it. You can teach kids coding or robotics, you can teach web or App development, graphics design, video editing, etc. just start today and you will see where you will get to in a no distant time.

Again, if you think you have a good command of English, then you have to give writing a book a shot. I wrote my first book in 2015 with the ancient C-2 Nokia phone, now, think of what you can achieve with the present-day Smart phone and laptop. After writing the book, do not bother about publishing hardcopies. Sell soft copies on websites like Amazon, Payhip, sellfy, Selz, Fiverr, Feiyr, Blurb, Google play, E-junkie, Lulu, etc. 

Do not worry if people will buy the book or not, start writing first, time will tell what the book will become.

5. Make money with Cryptocurrency

I have created a comprehensive content on how to make money with cryptocurrency.

READ: How to make Money with Cryptocurrency in 2022

There are many ways to make money with digital currencies even if you do not have money to trade. Read How to make money with cryptocurrency in 2022, and you will be furnished the necessary knowledge you need to start making money online with cryptocurrency in 2022. If you like trading cryptocurrency, there are several digital currencies you can trade. If you like trading cryptocurrency, you can trade on Bitcoin, Ethereum, Tether, Monero, Litecoin, Cardano, Dogecoin, Polkadot, Steller, Binance coin, etc. however, if you do not have the money to trade, or if you are afraid of loosing your money, then read the article to see how to make money online in Nigeria with Cryptocurrency in 2022.

6. Blogging

Good bloggers make thousands of dollars everyday from their websites or blogsites. One the main ways bloggers monetize their websites is through Google AdSense. There are many other ways to monetize a website or blogsites though which we shall you shall see as you read.

You can create a website with free platforms like WordPress and blogger. But one thing you should know about creating a website with a platform like WordPress is that you have to pay a hosting company to store your contents online, and if you want to have a unique name for your website, you also have to pay for that. However, using blogger is free, amidst its disadvantages. Both WordPress and blogger has their advantages and disadvantages nonetheless. To learn more about creating a website and blogging, carry out a simple google search.

So, here is how you make money on your website.

How to Make Money on with your website or Blog

  1. Create the website
  2. Chose a niche to write on
  3. Start writing valuable, engaging contents
  4. Monetize your website

After you’ve created your website, and you chose a niche to start creating contents on, the next thing will be to start writing search engine optimized (SEO) contents.

Meanwhile, there are several niches you can chose to write on, like we had for YouTube, you can write on; make money online, social media marketing, finance and investing, education, Photography and film making, cars, lifestyle, fashion and clothing, entertainment, cooking, tech and gadgets, reviews and reactions, body building and fitness, music, video games, ASMR, dance cover, etc. these and more are areas you can chose to write SEO contents on. Before you right on any topic, make sure to do your keyword research, so as to write on topics that you can easily rank on Google search result page (SERP).

Once you started getting traffic on your website, now is time to monetize your website.

List of Ways to Monetize a website or Blog

  • Affiliate marketing (we shall talk about this next)
  • Pay-per-click advertising.

This is where Google AdSense falls into. You allow Google to advertise on your website or blog and you get paid when people click on those adverts.

  • Sell advert space.

If you are getting reasonable traffic, you can sell advert space on your website, so that advertisers can put their advert on your site and pay you for the space.

  • Sell your own digital product.

If you have a digital product like the E-book we talked about earlier, you can sell it on your website and make money online in Nigeria with it. You can as well sell other digital products like courses and tutorials.

  • Accept donations.

If your content is really valuable, people may want to appreciate your work by making donations to you. You can set up a payment platform to receive donations from donors, that too is another way to make money online in Nigeria with your site.

  • Sell sponsored posts on your website or blog.

You can write a content to promote other people’s businesses and post them on your site, that is after proper agreement and negotiations, and you will get paid for the amount of traffic that enters the recipient’s website you wrote the content for. Just make sure you turn on the Nofollow button when linking out of your website. Especially if the service the website you are linking out offers is exactly or similar to what your website or blog offers.

  • Generate leads for companies.

You can use your website to gather information for companies which you will in turn get paid for. You can acquire email addresses of people that love a certain product which you do not sell, and then sell those email addresses to companies that will pitch such product to them to buy.

These and several others are the ways you can monetize your website and make money online in Nigeria even at the comfort of your home. That you are reading this article on my website means that I am making money with this technique. Give it a try and see what the result will look like.

7. Affiliate marketing

This is another sure way of making money online in Nigeria. Affiliate marketing is a type of marketing where you lead potential buyers to a shop, and once they buy a product through your lead, you get a commission. You take potential buyers to an online shop to buy a product through a link you shared on your platform, which can be a website, blogsite, WhatsApp status, Facebookm Twitter, Instagram, Tiktok, etc page, etc.

If you are getting thousands of traffic to your website every day, and out of these thousands of traffic, few persons buy some products through affiliate links on your website or blog, you can earn huge sum of money from that as commission.

A lot of big companies have affiliate programs.

List of Affiliate programs

  1. HubSpot
  2. AWeber
  3. Sendinblue
  4. ConvertKit
  5. GetResponse
  6. Fiverr
  7. Pabbly
  8. Unbounce
  9. Contant Contact
  11. Typeform
  12. Thinkific
  13. Kajabi
  14. Teachable
  15. iSpring
  16. Shopify
  17. Leadpages
  18. Wix
  19. WP Engine
  20. Kinsta
  21. Flywheel
  22. Bluehost
  23. Hostgator
  24. GreenGeeks
  25. Amazon Associates
  26. Target
  27. Hammacher Schlemmer
  28. Spocket
  29. eBay Partner Network
  30. Ulta
  31. Sephora
  33. BH Cosmetics
  34. Boatbookings
  35. Cheapflights
  36. Momondo
  37. Sandals Resorts
  38. Acorns
  39. Sage Financials

Give it a shot and see how much you can make online in Nigeria with Affiliate marketing.

8. Trade Forex

Because the world does not use one currency, currency exchange will never end. Forex simply means foreign exchange. Basically, what this means is that, you buy a currency at a lower price and keep the currency, when the price of the currency has increased relative to the price you bought, you resell.

Forex trading is done online, hence, you do not need to go out to do that. All you need to do is to trade with reliable platforms, however, you need to study the market well before investing your money. Make a Google search and you will see tutorials on forex trading in Nigeria.

9. Ecommerce and Drop-shipping

Ecommerce is a big business through which you can make reasonable income. Ecommerce means buying and selling electronically. You buy products to sell and keep them in your warehouse. Then you create an online shop and upload your products there. So, when people visit your online shop, order for a product and pay, you ship the product to them.

If you do not have money to buy products, you can do drop-shipping. Here, you post product seller’s inventory on your site and when people use the link to make order and pay for the product, you get a commission. This too is also how to make money online in Nigeria.

10. Sell on Konga and Jumia

Jumia and Konga is all about online sales. Get an account with them. Source for trending products and list them on Jumia or Konga, when people buy, you deliver and get paid. If you do not have a delivery means, they can deliver for you. The best part is that you do not need to own a physical shop, you just stay at the comfort of your home and make money online. You can sell items from electronics to cars, jewelries, clothes, phones, laptops, household materials, etc.

These 10 ways listed and explained above are some of the ways you can make money online in Nigeria both as a student and a non-student. So, do not waste time, pick up one and give it a try. A journey of a million miles begins with a step. Do not expect result immediately, but work hard’ with time your hustle will pay.

Good luck and I wish you success. Let me know your reaction in the comment section.

Please consider subscribing to my channel on YouTube below

How to make money online in Nigeria

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